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The Best Credit Cards of 2023 – A Comprehensive Guide

Tech Advice


As personal finance becomes increasingly digitized, credit cards have become an essential tool for managing expenses and building credit. With so many options out there, it’s important to choose the right card for your financial needs and lifestyle. We’ve compiled a list of the top credit cards in various categories, as recommended by Forbes, to help you make an informed decision.

1. Best overall credit card: Chase Sapphire Preferred Card

For a well-rounded card that offers travel rewards, a generous sign-up bonus, and versatile redemption options, the Chase Sapphire Preferred Card is our top pick. With 2X points on travel and dining purchases and 1X points on everything else, this solid travel card caters to both frequent travelers and casual diners.

2. Best cashback card: Citi Double Cash Card

If cashback rewards are more your speed, the Citi Double Cash Card is hard to beat. By offering 1% cashback on all purchases when you buy and an additional 1% as you pay off those purchases, you can earn a total of 2% cashback without having to worry about bonus categories or spending caps.

3. Best travel rewards card: The Platinum Card from American Express

Frequent travelers will appreciate the Platinum Card from American Express for its unmatched travel benefits, including hundreds of dollars in annual statement credits for airline fees and Uber rides, access to Centurion Lounges and other airport lounges worldwide, and elevated status with several hotel loyalty programs.

4. Best low-interest card: U.S. Bank Visa Platinum Card

For those aiming to minimize interest charges on existing debt or upcoming purchases, the U.S. Bank Visa Platinum Card offers one of the longest intro APR periods on balance transfers and purchases at an impressive 20 billing cycles. It also comes with no annual fee and comprehensive cell phone protection benefits.

5. Best card for dining and entertainment: Capital One Savor Cash Rewards Credit Card

Foodies and entertainment enthusiasts will love the Capital One Savor Cash Rewards Card, which offers an impressive 4% cashback on dining and entertainment purchases, 2% at grocery stores, and 1% on all other purchases. Plus, it comes with a generous sign-up bonus to kick off your rewards journey.


When choosing the best credit card for your financial needs, it’s essential to consider factors such as rewards programs, interest rates, fees, and additional benefits. With so many options available on the market, you’re bound to find the perfect card that suits your lifestyle and helps you achieve your financial goals.